The ICICI Bank Coral range of credit and debit cards provides numerous perks, including complimentary lounge access, dining discounts, and reward points. Here’s everything you need to know about these cards and their benefits.
icici coral rupay credit card lounge access
The ICICI Bank Coral RuPay Credit Card offers free airport lounge access for its users. However, to avail of this benefit, certain spending criteria must be met.
Eligibility for Lounge Access
- October 2024 to December 2024: Spend at least ₹75,000 between June 26, 2024, and September 25, 2024.
- January 2025 to March 2025: Spend at least ₹75,000 between September 26, 2024, and December 25, 2024.
Conditions for Lounge Access
- Present a valid and unexpired ICICI Coral RuPay Credit Card.
- Show a valid air ticket or boarding pass for travel on the same or next day.
- Pay an authorization fee of ₹2.
Note: Lounge access is generally limited to the cardholder. Accompanying guests may incur additional charges.
Additional Benefits of ICICI Coral RuPay Credit Card
- Dining Discounts: Enjoy exclusive dining offers across partnered restaurants.
- Reward Points Program: Redeem points for movie and travel vouchers, lifestyle products, and more.
ICICI Coral Debit Cards: Lounge Access and Beyond
The ICICI Coral Debit Card is a part of the Gemstone Debit Card range and offers multiple features, including high withdrawal limits, movie ticket discounts, and rewards.
Lounge Access with ICICI Coral Debit Card
- Complimentary Access: Two free visits to domestic airport lounges per calendar quarter.
- Spending Requirement: From the third quarter onward, a minimum spend of ₹3,000 in the previous calendar quarter is required to qualify for free lounge visits.
This makes the ICICI Coral Debit Card a suitable choice for frequent travelers. However, for extensive lounge benefits such as international lounge access and priority pass membership, opting for a credit card is recommended.
Key Features of ICICI Coral Debit Cards
Particulars | ICICI Coral+ Debit Card | ICICI Coral Paywave Contactless Debit Card |
---|---|---|
Daily ATM Withdrawal Limit | ₹1,50,000 | ₹1,00,000 (Domestic), ₹2,00,000 (International) |
Daily Transaction Limit | ₹5,00,000 (Domestic) | ₹5,00,000 (Domestic), ₹2,00,000 (International) |
Reward Points | 2 points for every ₹200 spent domestically; 4 points for international transactions | Same as Coral+ Debit Card |
Welcome Benefits | Gift vouchers from Kaya Skin Clinic and Tata CLiQ | Same as Coral+ Debit Card |
Movie Benefits | Discounts on BookMyShow and INOX | Same as Coral+ Debit Card |
Exclusive Perks of ICICI Coral Debit Cards
Welcome Benefits
- Kaya Skin Clinic Voucher: Worth ₹1,000.
- Tata CLiQ Voucher: Worth ₹200.
Reward Points
- Earn 2 reward points on every ₹200 spent domestically.
- Earn 4 reward points on every ₹200 spent internationally.
- Redeem rewards with a nominal handling fee ranging from ₹25 to ₹99.
Movie Benefits
- BookMyShow: Get 25% off up to ₹100 once every month on a minimum purchase of two tickets.
- INOX: Get 25% off up to ₹50 twice a month on a minimum purchase of two tickets.
Other Features
- Flight Booking Discounts: Save on domestic flight bookings via MakeMyTrip once every month.
- Fuel Surcharge Waiver: Avoid paying fuel surcharge at selected petrol outlets when using ICICI Bank swipe machines.
- Wallet Protection Services: Includes card blocking, emergency hotel and travel ticket advances, and protection against fraud.
Fees and Charges for ICICI Coral Debit Cards
Particulars | ICICI Coral+ Debit Card | ICICI Coral Paywave Contactless Debit Card |
---|---|---|
Joining Fee | ₹249 | ₹599 |
Monthly/Annual Fee | ₹249 per month | ₹599 annually |
Card Re-issuance Charge | ₹200 | ₹200 |
Note: An 18% GST is applicable on all fees and charges. |
How to Apply for ICICI Coral Debit Cards
- Via Customer Care: Call ICICI Bank at 18001080.
- Visit a Branch: Apply offline by visiting the nearest ICICI Bank branch with valid ID proof.
- Online: Log in to ICICI Bank’s website and apply through the ‘Cards’ section under ‘Personal Banking.’
- iMobile App: Use the ICICI iMobile app to apply for a new debit card conveniently.
Conclusion
The ICICI Coral range of credit and debit cards offers a plethora of benefits tailored to enhance your lifestyle. Whether you’re a frequent traveler or someone who enjoys dining and entertainment discounts, these cards cater to diverse needs. By meeting simple spending requirements, you can unlock exclusive lounge access and other premium perks.
source; information is collected from https://www.paisabazaar.com/
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